
The holidays sneak up on me every single year. And as it’s already September, the countdown to Thanksgiving and Christmas is on. I’d like to say that we try to not spend too much during the holidays, because we actually do try to be mindful about spending and not just go crazy with gifts, but the fact of the matter is, the holiday season is spendy no matter what. There are big meals to prepare, there are travel expenses, gifts, holiday outfits, work gift exchanges, the list goes on. So even if you’re trying to reduce your gift spending or you’ve been saving all year, unanticipated expenses will certainly pop up. …

